oh

我主力都係用呢張!
但依家因為要平油錢, 所以入油用 citibank + petro-point 卡, totall 平 7先!
然後買餸用 pc master, 因為用埋 pc 環保袋, 好快就夠分扣錢!

如果我覺得 3 張 too many ...   cancel 我張 credit card 我個 credit history 係咪會冇 jor ... ??

late payment 係會影到個 history, 但最主要係 hbc 的問題, 妳快快同 hbc 搵清楚啦!!

如果妳有 keep 剛時 cancel 卡的一切 reference #, 妳分分鐘唔駛交 $6.22 之餘, 佢地仲會計返呢$6.22 2年黎的利息比妳添! 最主要係佢地幫妳 clear 返個 history

Yes Yes....I have this bad habit before...and they don't let me apply credit card....

如果妳一張都無就有影響
蛋嫂舊公司個老闆娘, 諗住有老公養所以 cancel 所有卡, 只係用老公張 supplement card, 點知依家佢自己 apply 唔批, 話佢無 history!

人地大大間公司老闆娘黎, 都驚佢無錢, 同 credit 唔好!

hotel usually 都應該俾 change 個 date.....但會唔會因應個 occupancy 收貴 D 就唔知喇.....

但當你有幾張 cards 係手....應該好易 apply.....

yea i just call them ...   but i don't have any documents anymore ...   it was 2 yrs ago ...  i don't even know if i still have it ...

the guy said i have to do is pay $6.22 and they will update my file ...  but it takes time ...   

should i go to the store and pay off there and get the receipt or just pay it online ...  ??

最衰係我個 HBC credit card ...